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Will previous study or other debts affect my eligibility?

No (unless you have already reached your FEE HELP limit). Any previous study you have undertaken, and any other financial debts you may have incurred will not affect your eligibility to access a FEE HELP loan. As long as you meet the above eligibility criteria and have enough of your FEE HELP balance (see below) left to cover your tuition fees, you will be able to access FEE HELP.
Remember, the FEE HELP limit is a lifetime limit. Any loans used under FEE HELP or VET FEE HELP will reduce your FEE HELP balance until you have reached the FEE HELP limit.